Financial Recovery After Divorce
79 days from a rest-stop parking lot to published author.
The step-by-step guide for men to get out of debt, rebuild credit, and reclaim their life after divorce.
The step-by-step guide for men to get out of debt, rebuild credit, and reclaim their life after divorce.
Written by a man who fixed failing businesses for a living — then had to fix his own.
Build your complete Debt Register and calculate your true monthly cash flow — even when support comes off the top first.
The hardship call script that cut a rate from 28.74% to 4.99%. Fee waivers, goodwill letters, and what to do about predatory lenders.
The avalanche method, payment timing, and the monthly milestone tracker that shows the numbers finally moving.
Surviving court-ordered support, choosing to win, and handling it when the IRS becomes part of the disaster.
Your 90-day roadmap, what debt-free actually looks like on paper, rebuilding credit, and the finish line.
Fill-in worksheets: Debt Register, cash-flow sheet, the hardship call script, creditor log, and milestone tracker.
Start reading in minutes. The instant PDF includes every worksheet and script.
Read tonight. Every worksheet and script included. Delivered instantly.
Buy on GumroadThe 10 steps every man must take in the first 30 days of financial recovery. Enter your email and I'll send it straight to your inbox.
Free PDF. Delivered instantly to your inbox. No spam, ever.
Pat Joseph spent his career walking into failing businesses, diagnosing what was broken, and building the plan to fix them. Then his divorce left him with maxed-out credit cards, an empty checking account, and a night spent in a rest-stop parking lot because he couldn't afford a hotel.
The man who fixed businesses for a living had to finally turn those skills on his own life. This book is the plan he built — the exact steps, scripts, and worksheets that took him from that parking lot to debt recovery.
"The power to solve this was inside me all along. It's inside you too."
Enter your real numbers and get a personalized payoff plan — the exact order to attack your debts and your actual debt-free date. Join the early list to get it first.
Join the Waitlist"You just have to decide, like I did that night, that this is not where your story ends."Get the Book